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Paymenow provides employees with early access to earned wages in the form of an advance.

The service incentivises financial education and literacy to promote responsible usage.

Paymenow’s goal is to disrupt the abusive payday lending and loan shark industry, taking employees on a journey to financial wellness and turning a vicious debt cycle into a savings mindset.

Paymenow integrates with Sage payroll software.

The service is free of charge to employers and employees pay a small fee only when they request an advance.

At the end of a salary cycle, all advances are recovered via a salary deduction which is processed and reconciled by the employer.

Paymenow funds all advances to employees during the salary cycle to ensure no cash flow impact on the employer.

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